Yes, you can claim a car accident without a police report in Florida. However, Florida law requires certain car crashes to be reported to law enforcement, including those that involve injuries, fatalities, or qualifying property damage.
Talk with a West Palm Beach car accident lawyer if you’ve been injured in an auto collision and someone else may be responsible. Your attorney may advise you to inform the police about the incident. Once you do, you can get a police report to use as evidence in your case against the responsible party.
If you claim a car accident with a police report in Florida, you may have evidence that can help prove someone else acted negligently and caused this incident. Because of this, your police report could help you obtain the compensation you rightfully deserve for your auto accident losses.
When Can You Claim a Car Accident Without a Police Report in Florida?
Under Florida law, you’re not required to report a car accident to the police if no one was injured or killed during the incident and there was less than $500 in property damage from the incident. If a car collision does not meet Florida’s reporting requirements, you can file an insurance claim, even if no police report was created.
You can file a personal injury protection (PIP) or property damage claim for a car accident in Florida without a police report. But in this situation, it can be difficult to prove that someone else may be to blame for your accident.
If you’re unsure about whether to claim an auto collision without a police report in Florida, remember, insurance companies will fight car accident claims. As such, it’s often beneficial to err on the side of caution by contacting the police about an auto accident. This can give you access to evidence you can use to support your case against any at-fault parties.
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What Will Happen if You File a Florida Car Accident Claim Without a Police Report?
If you meet Florida’s insurance requirements for drivers, you can file an auto accident claim with your insurer, and the business is not legally permitted to deny your claim because a police report is missing. On the other hand, without a police report, it can become increasingly difficult for you to prove fault if there’s a dispute over liability.
You can use accident scene photos and videos, witness statements, and other forms of evidence as part of your car crash claim. Despite these, your insurance company could conduct an in-depth investigation into your accident. This can slow down the claims process. Or, if there are concerns about liability, your claim could be denied.
Personal injury lawyers can provide you with insights into the sneaky tricks used by insurance adjusters to contest and deny car accident claims. After your auto accident, your attorney can help you prove to your insurer that your claim is valid. Depending on the circumstances, if someone else may be liable for your accident, your lawyer may advise you to sue for damages.
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How to Build an Auto Accident Claim in Florida Without a Police Report
Work with car accident attorneys who have helped clients in situations similar to yours achieve outstanding case results. Your lawyer can evaluate the specifics of your case. If you want to pursue a car accident claim in Florida without a police report, your attorney may advise you to submit various types of evidence to your insurance company, including:
- Photos and videos of vehicle damage, road conditions, and other evidence from the scene of your accident
- Medical records detailing the severity of your accident injuries
- Car repair estimates that highlight the severity of the damage to your vehicle
- Texts, emails, and other written communications you have with other motorists involved in your accident
- Statements from people who saw your accident
Outside of these things, if the police did not respond to the crash at the scene and the accident meets the reporting threshold, you’re required to complete a Driver Report of Traffic Crash (Self Report) with Florida Highway Safety and Motor Vehicles (FLHSMV) within 10 days of the incident. You can provide this report to your insurer, which will use it to process your claim.
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Learn More About Claiming a Car Accident Without a Police Report in the State of Florida
If you choose not to report a Florida car accident to the police, issues could come up as you try to get your insurance company or the insurer of another party involved in the incident to cover your losses. Alternatively, if you notify the police about your auto accident, you can get a report that helps you as you go through the claims process.
Get GOLDLAW and get the help you need and compensation you deserve. Our team has more than 200 years of combined legal experience. After a car accident, our personal injury attorneys can guide you through the insurance claims process and help you make informed legal decisions at each stage.
Our team can evaluate your auto collision case, and we may help you file a claim for your car accident without a police report. Most of our cases take under a year, and since we work on contingency, there are no fees or costs unless we get you compensation. To find out more, request a free case consultation.
