After a car accident, you may face physical injuries that limit your ability to work. Medical treatment can be expensive and time-consuming, and without an income, you may be headed for long-term debt. It’s a lot of hardship to endure for an accident that wasn’t your fault.
Florida auto insurance regulations give you an opportunity to recover some compensation for your medical bills and lost wages, but it often isn’t enough. Our Boynton Beach car accident lawyers can determine if you are eligible for additional damages and manage your claim.
GOLDLAW has recovered more than $1 billion in settlements and awards for injured Floridians. We hold accountable those who hurt others™. Call today to schedule your free consultation and find out how our Boynton Beach personal injury lawyers can help you get justice.
How Does No-Fault Insurance Work in Florida?
Florida follows a No-Fault insurance system for most car accidents. Drivers must carry Personal Injury Protection, commonly called PIP coverage. After a collision, your PIP policy pays for part of your medical expenses and lost income, no matter who caused the crash.
PIP benefits typically cover 80% of valid medical costs and 60% of lost wages up to your policy limit. To qualify for benefits, you must obtain medical treatment within 14 days of the accident. Failure to seek timely care may prevent recovery under your PIP policy.
No-Fault insurance allows you to get benefits easily without having to prove who was at fault. However, Personal Injury Protection often does not cover the full cost of serious injuries. To pursue additional compensation, your injuries must meet the serious injury threshold.
For a free legal consultation with a car accident lawyer serving Boynton Beach, call 561-222-2222
How Can You Get Compensation Beyond No-Fault Benefits?
Florida law allows injured individuals to pursue compensation beyond PIP benefits when injuries satisfy the state’s serious injury threshold. Our Boynton Beach car accident attorneys can help with many aspects of your case, such as:
- Filing a claim against the at-fault driver’s insurance policy for damages not covered by PIP.
- Seeking compensation for past and future medical expenses that exceed available No-Fault benefits.
- Recovering lost wages and reduced earning capacity resulting from long-term injuries.
- Pursuing damages for pain and suffering associated with permanent injuries.
- Filing a lawsuit when insurance negotiations do not result in a fair resolution.
Evidence often plays a substantial role in establishing the extent of damages and your right to pursue compensation beyond no-fault coverage. Our team will investigate your case to determine what happened and who is responsible.
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Who May Be Liable for a Car Accident in Florida?
We don’t simply accept the insurance company’s version of events. We will conduct our own accident investigation to find out who is responsible for your damages. This may be:
- A negligent driver who was speeding, distracted, impaired, fatigued, or violating traffic laws.
- The owner of a vehicle who permitted negligent operation under circumstances recognized by Florida law.
- An employer whose employee caused a crash while performing job-related duties.
- A commercial trucking company that failed to supervise drivers or maintain vehicles properly.
- A vehicle manufacturer that produced or distributed a defective component that contributed to the collision.
- A repair shop that performed negligent maintenance or repairs.
- A government entity that is responsible for hazardous roadway conditions, defective traffic controls, or poor road maintenance when legal requirements for liability are met.
Liability depends on the facts of the collision, but more than one party may share responsibility.
Call or text 561-222-2222 or complete a Free Case Evaluation form
What Is Modified Comparative Negligence in Florida?
Florida applies a modified comparative negligence system in most negligence cases arising from car accidents. Under this rule, an injured person may recover damages only if that person’s share of fault does not exceed 50%.
Insurance companies often examine accident circumstances carefully because fault allocation directly affects financial responsibility. Our car accident lawyers in Boynton Beach will push back against insurance company attempts to reduce the compensation you deserve.
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What Are the Deadlines for Car Accident Claims in Florida?
Florida imposes specific deadlines that can affect your ability to recover compensation after a car accident. For No-Fault benefits, medical treatment generally must begin within 14 days of the crash. Missing this requirement may prevent access to PIP benefits.
For personal injury lawsuits arising from negligence, Florida allows a two-year statute of limitations from the date of the accident, per Florida Statute § 95.11. Claims filed after the applicable deadline may be dismissed regardless of their merits.
Talk to Our Boynton Beach Car Accident Attorneys
Determining liability after a crash often requires a detailed investigation of the collision, and insurance companies sometimes seem to be working against you. Our Boynton Beach car accident attorneys can help you seek the maximum compensation you are entitled to.
Our team at GOLDLAW has more than 200 years of combined legal experience advocating for accident victims. You’ll never get a bill from us, and most cases take under a year to resolve.
Reach out now so that we can start protecting your interests while you focus on treatment. Get GOLDLAW and get the help you need and the compensation you deserve.
